The complete OMODA & JAECOO ownership journey — structured from initial enquiry through finance assessment, approval, and physical vehicle handover. Real timelines. No ambiguity.
All OMODA & JAECOO models available through WE DRIVER are sourced from current dealer stock — no backorders, no speculation. Every vehicle is PPSR-verified before presentation.
Mid-size SUV · 5 Seat
Engine
1.6T Petrol
Output
137 kW / 275 Nm
Fuel (ADR combined)
7.0–7.8 L / 100 km
Drive
FWD / AWD
Compact EV SUV · 5 Seat
Range (WLTP)
402 km
DC Fast Charge
130 kW (CCS2)
0–100 km/h
7.7 s
Charge Port
Type 2 + CCS2
Compact EV SUV · 5 Seat
Range (WLTP)
~430 km
DC Fast Charge
80 kW (CCS2)
Output
150 kW / 340 Nm
Drive
FWD
Every step from your initial enquiry to physically receiving the vehicle keys — based on actual processed transactions through WE DRIVER. Times reflect business days under normal credit conditions.
Submit your request through WE DRIVER. Select model, variant, and colour preference. Confirm your suburb and intended use — commute, rideshare, or shared fleet. WE DRIVER confirms current stock availability within 4 business hours.
WE DRIVER connects you with an accredited finance broker. A soft credit check is run — no impact on your credit score at this stage. Indicative rate and repayment schedule provided before you commit.
Formal application documents submitted to the lender. WE DRIVER guides the entire submission — most clients complete document upload via mobile within 20 minutes.
Lender conducts full credit assessment. Conditional approval typically issued within 24–48 hours. Unconditional approval follows once all conditions are satisfied.
The vehicle undergoes a full pre-delivery inspection (PDI). Registration plates, CTP insurance, and stamp duty processed simultaneously — included in the drive-away price.
Lender disburses funds directly to the dealer. Remaining balance (if any) settled via EFT. Settlement typically completes within 1–2 business days of all documents being signed.
Keys in hand. WE DRIVER coordinates dealer delivery or direct customer pickup. A complete vehicle orientation is provided — charging setup (EV models), technology walkthrough, and warranty documentation.
Total Process — Finance to Keys
10–21 business days
Based on actual WE DRIVER transactions. Salaried applicants with standard documentation consistently achieve handover within 10–14 business days.
WE DRIVER presents the most suitable finance product based on your employment type and tax situation. EV-eligible applicants are assessed for Novated Lease FBT exemption before any other product is offered.
Standard secured personal car loan. Fixed rate, predictable monthly repayments. Ownership is immediate — no employer involvement required.
Pre-tax salary packaging through your employer. EV models (J5 EV, OMODA 5) are fully FBT exempt under current legislation — delivering $4,000–$9,000 in annual tax savings for salaried employees.
Structured finance for business use. GST claimed upfront on the full vehicle cost. Interest and depreciation fully tax-deductible for business-use vehicles.
Full payment by bank transfer. Fastest path to handover — no lender approval required. Settlement confirmed within 24 hours of cleared funds.
Standard requirements for Australian resident applicants. First-time buyers and recently arrived visa holders are welcomed — WE DRIVER will advise on lender options appropriate to your situation.
01
Residency Status
Australian citizen, permanent resident, or eligible visa holder (457, 482, 186, 189, 190). Most lenders accept PR and skilled visa holders.
02
Driver's Licence
Valid Australian driver's licence required at handover. International licence accepted during application — local licence required before keys.
03
Income Verification
PAYG: 2 most recent payslips.
Self-employed: 2 years tax returns + ATO Notice of Assessment.
Minimum income: ~AUD $35,000 p.a.
04
Credit History
No active defaults or bankruptcies. Thin credit file (new arrivals) assessed case-by-case. WE DRIVER recommends the most suitable lender for your profile.
05
Bank Statements
90 days of transaction history from your primary bank account. Open Banking consent accepted by most major lenders — instant verification.
06
Proof of Address
Utility bill, council rates notice, or official government letter. Must show current residential address — within 60 days.
Submit your request now. WE DRIVER confirms stock and connects you with finance within 4 business hours.
Finance timelines are indicative based on processed WE DRIVER transactions and may vary by applicant circumstances, lender assessment times, and state registration processing. Interest rates quoted are indicative only and subject to individual credit assessment. All prices are drive-away and include GST, CTP, registration, and dealer delivery. WE DRIVER is not a credit provider. Finance arranged through accredited third-party brokers. OMODA & JAECOO specifications subject to change. Always confirm current pricing with WE DRIVER before committing.